We accept the following credit cards: Visa, MasterCard, and Discover. There is no surcharge for using your credit card to make purchases, however we do, from time to time, set a minimum purchase amount (before shipping charges are applied). Please be sure to provide your exact billing address and telephone number (i.e. the address and phone number your credit card bank has on file for you). Incorrect name and address information will result in the denial of your order. Your credit card will be charged at the time you place your order. Order cancellations that occur prior to shipment will be charged a 15% restocking fee. PayPal users please note that on October 11, 2019 announced that when sellers issued refunds, PayPal would not be refunding their 2.9% fee or the 30 cent transaction charge, Therefore any refunds that we process, other than those involving orders where we are unable for whatever reason to ship an item, we will deduct the PayPal fee from the refund.